Financial Review

Payment Methods, Processing Times & Rules Guide

An objective manual covering payment channels, withdrawal schedules, fees, and identity verification limits.

Supported Payment Gateways & Limits

Managing transactions securely requires a clear understanding of the supported payment methods and their limits. The table below highlights the operational limits and settlement durations across various channels:

Method Minimum Limit Maximum Limit Processing Fee Avg. Settle Time
UPI (Fast Pay) INR 100 INR 50,000 Free 5 - 20 Minutes
IMPS / Bank Card INR 200 INR 1,000,000 Free 1 - 4 Hours
USDT (TRC-20) $10 (~INR 830) Unlimited Network fee applies 2 - 15 Minutes

1. UPI Payments (GPay, PhonePe, Paytm)

UPI is the most popular transaction channel due to its convenience. When using UPI, the platform generates a dynamic UPI target ID or QR code. Make sure you complete the payment inside your bank app within the specified 5-minute countdown window.

Always copy and submit the 12-digit UTR (Unique Transaction Reference) number into the deposit portal. Without this code, the backend cannot link your transaction to your wallet balance.

2. Bank Account Settlements (IMPS & RTGS)

For larger withdrawals, binding a bank account is highly recommended. Settlements are processed daily, including banking holidays. Ensure your account name matches your registration identity exactly; name discrepancies will trigger withdrawal locks to prevent money laundering or unauthorized payouts.

3. Cryptocurrency Settlements (USDT)

USDT transactions offer the highest level of stability during peak hours. The system supports the TRC-20 network (Tron blockchain). Be careful to send funds only to the specified address on the correct blockchain network. Depositing via ERC-20 or other networks will result in permanent loss of funds.